Texas drivers have a lot of options when it comes to car insurance. Finding the best auto insurance in Texas could be hard because so many options exist. When you compare quotes from different providers, you can see different prices. It depends on which coverage options you choose to find the best auto insurance company.
How to get the Best Auto Insurance in Texas
Shopping for car insurance can be hard because many insurance companies can choose. Lucky for you, you can do a few things to make the process easier:
- Consider lender requirements
- Think about what you need
Average Car Insurance Cost in Texas
Minimum car insurance in Texas costs $551 per year, on average, for each driver. In Texas, full car insurance costs them $1,868 a year. Minimum coverage costs $545 per year on average across the country for car insurance. Full coverage costs $1,771 per year. This means that Texans pay slightly less than the national average for minimum coverage but a little more for full coverage.
The higher-than-average costs could be caused by several things, such as the fact that Dallas and Houston have more traffic than other cities. Population growth is also a factor.
Average annual premium for minimum coverage
Average annual premium for full coverage
The Best Auto Insurance in Texas
A good car insurance provider goes above and beyond to ensure the complete happiness of all their policyholders, including providing them with competitive rates and valuable discounts.
Texas has some excellent options for auto insurance, and we’ve listed some of the finest below. There are a total of 10 car insurance companies listed here.
Amica is one of the best car insurance companies in Texas because its customers are happy, and has a wide range of policies. A 2021 J.D. Power U.S. Insurance Shopping Study found that the company was one of the best. The number of complaints to state regulators about Amica is less than expected. You can get various discounts on your car insurance, and you can also use Amica’s mobile app to manage your policy.
Texas Farm Bureau
Texas Farm Bureau is one of the best auto insurance companies in the state, and for a good reason. It is based in the city of Waco. A 2021 J.D. Power U.S. Auto Insurance Study found that the company was the best in Texas. It is known for making customers happy in general. It also has fewer complaints to state regulators than would be expected for a company of its size.
Allstate has many discounts and extras to offer. It is one of the best places in Texas to get car insurance. Customers are also happy with the company. A 2020 J.D. Power U.S. Auto Claims Satisfaction Study found that it was better than average. It has fewer customer complaints to state regulators than would be expected for a company of its size.
Farmers is one of the biggest companies in Texas that sells car insurance. Farmers is also a good company for car insurance. It has a large number of happy customers. In the 2020 J.D. Power U.S. Auto Claims Satisfaction Study, it did better than average. When compared to other businesses of similar size, the number of complaints lodged by farmers with state authorities is quite low.
Geico is one of the Texas companies with the best prices. Customers complain about the company less than they do about other companies of the same size. In the 2020 J.D. Power U.S. Insurance Shopping Study, it came out on top.
Geico has a lot of discounts that can help you save money. The company also has unique coverage, like one that pays for repairs to a new car if it breaks down.
Liberty Mutual is one of the best auto insurance companies in Texas because it is easy to use and has a lot of coverage options. A 2021 J.D. Power U.S. Auto Insurance Study found that the company was among the best in Texas regarding overall customer satisfaction. Liberty Mutual has unique coverage and features, like coverage for replacing your car with a new one and coverage for replacing original parts.
Progressive is one of the best car insurance options because it has discounts and a wide range of coverage options. The company also has fewer complaints to state regulators than would be expected for a company of its size. A 2021 J.D. Power U.S. Auto Insurance Study found that overall customer satisfaction with Progressive in Texas was higher than average.
State Farm is one of Texas’s biggest and best companies that sells car insurance. It has good customer service and makes customers happy. In the 2021 J.D. Power U.S. Insurance Shopping Study, which looked at how happy customers were with their insurance overall, State Farm tied for the top spot. It also gets fewer complaints than a company its size should get.
Travelers are one of the best insurers in the state because it has a wide range of coverage and is easy to use. For a company of its size, it gets fewer complaints from state regulators than expected. The company offers more than just basic auto insurance. For example, if you have an accident within the first five years of owning a car, the company will replace it with a new one.
USAA is one of the best companies in Texas because its customers are happy, and it has a wide range of services. The company offers extra insurance, such as ride-sharing insurance and forgiveness for accidents. A 2021 J.D. Power U.S. Auto Insurance Study found that the company was one of the best in Texas for customer satisfaction.